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The Credit Queen Team uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. Our process is based on knowledge of consumer laws and experience with the credit bureaus. We take advantage of your rights as established by the Fair Credit Reporting Act (FCRA). We want you know that you have the right to question any information on your credit reports that your feel may be questionable or inaccurate. If a questionable item cannot be proved then it must be removed. The Credit Queen Team works in a 4 Step process that is extremely geared at providing world class customer service and results.“Credit repair services” means all actions taken by The Credit Queen Team , on behalf of Client, related to the removal of any errors, misrepresentations, outdated and/or unverifiable information from Client’s Credit Report(s), and/or any The Credit Queen Team ’ attempt to remove the same, as permitted under New York State Law and Federal Law (15 U.S.C. S 1681 et seq.).

Items We Delete

Late Payments
Collections
Charge Offs
Bankruptcies
Judgments
Tax Liens
Repossessions
Inflated/Expired Debts

Items We Delete

Inquires
Identity Theft
Fraud
Incorrect
Foreclosures
Garnishments
Closed Accounts
Negative Settlements

Pricing

Low and Affordable!

$200 to start and $100 a month until your credit score is high enough to get approved for what you need to upgrade your life. There are no contracts and you can cancel at anytime.

FAQ

What is a credit report?

A credit report is a track record of both your personal and financial credit information. This includes information taken from public records, personal identification and debt information.

How many credit bureaus are there?

There are 3 major credit bureaus: Equifax, TransUnion, and Experian.

Are your services guaranteed?

Yes, we guarantee that all items from all Credit Bureaus that you want us to dispute will be disputed to the best of our abilities.

How will I know the status of my credit?

We will send you a bi-weekly progress report detailing the items pending/deleted. Please email us if you are not receiving these notices.

How do you get a copy of my credit report?

We, by law, are unable to order a copy of your credit report. Since we can not pull your credit for you, we ask you to sign up for a trial membership with www.privacyguard.com. We will then be able to import all the details of your report into our secure personal computer system.

Does paying off my bills repair my credit?

Unfortunately, the credit reporting system just doesn’t work that way. When you pay your debt, the negative credit listing doesn’t disappear. There is little difference between a paid negative item on your credit report, or an unpaid one. In most cases, you wont get much further by paying the old debt. We can recommend a debt negotiation service to help you in that situation…simply ask your representative.