5 Steps To Increase Your Credit Score By 150 points in 60 days!
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104 thoughts on “5 Steps To Increase Your Credit Score By 150 points in 60 days!”
Love your channel. Question: my car loan last payment will be this Nov. I’m currently at 680 been trying to get it up past 700. Will me paying off my car loan and not having that history take me score down ??
If you deal with 👆👆 👆 him. You will definitely get paid. *He’s the best ever, he gat the latest method*
Can collection’s come back after being removed?
from your advice i got my wifes score up almost 100 points and mine went up 23 points ….!!!! exelent advice ……my question is now that i kinda no whats going on and im paying attention ….iv got some really bad cards ….first premier ect…..like 6 0f them !!!! i realize if i dump these my score will go down is there something i can do ????
Do you have a video list of unsecured credit card?
Great info Sherry! I teach this to my clients also.
How do you increase your mortgage scores??
I would like to see you do a video on how to get credit limit increases with capital one because alot of people say it’s hard to get CLI’s with them.
What do you think about self credit builder
I am new on your site…and learning alot. I have heard about “savings accounts” to use to rebuild your credit account. These are different than secured accounts. Let say you pledge to pay $25 per month for 12 months…so they say they report it to the credit companies. With you credit amount reported as $250. At the end of the 12 months you get $250 plus you have a new good credit record. Is this something you suggest?
Another awesome video!! Thank you
You so fine 😍😩
Is an auto loan debt considered utilization and have if the loan is above 35% of the beginning loan amount?
what’s more important the statement date or the reporting date?
This information is so powerful thank you so much 🙏🙏🙏🙏😘
I need a store card that will give me a high credit limit
New subscriber here❤️
What if your score is above 700? How do you build it back up? Thanks in advance!
I have so many hard inquiries how can you help me please
Same thing happened last night with Amex. I was pre-qualified for the everday cash card, applied and approved. Today i seen the blue cash card which did not show with my pre-qual last night. I applied and was approved for it also, i wish they’d stop doing this to me lol.
She’s the truth. I used her collections video and increased my score 157 points. And I’m waiting on my settlement from my biggest collection since I had to sue and my state did other things since they weren’t licensed to collect here. Now for this new collection that just showed up. Debt validation letter 😊
Always clear and right to the point. I love your videos cause they’re very helpful ❤. What am I supposed to do to remove a report with the original creditor?
I am ready to work with you on my credit so if there’s anything I must do to work with you, please let me know 🙏🏿
I recently contact the agency that have my collection and I told them I want pay to delete and they were like they can’t do that. Also they were trying to reduce the money but I didn’t agree to their terms so I left. I want to know which letter to send them so they can delete or remove. The original creditor was national grid. But they sold to that agency.
If currently with a credit repair company and they want to
You Know Your 💩💩!!
By Next Spring!, Bet I’ll have braggin rites!.
You Rock Sherry!. 💯💕
Hi Sherry! I’m late to the video but I’m not sure if I understood correctly about the charge off so I wanted to ask. If I have a charge off that is reporting then I need to pay it off and wait 90 days then apply the strategies in the video correct?
I sent you a message on your website 💕
I went from 0 credit to a 784 score in 6 months
Thank you Sherry. This is very valuable info
This was needed very helpful & is the truth
Excellent advise and I have been able to able to slowly increase
Sherry, I’m going to be ready for your next seminar on 9/18 with popcorn 🍿and soda pop 😋👌🏽😀
WOW 👏 😮 WOW 👏 !!!!
” I NEEDED THAT ”
I just got a secured credit card 4 months ago my credit rating jumped from 5:24 to 6:11 I’ve been keeping my payments on time keeping my balance at zero using my card with a 300 limit for about $200 of payments a month making sure I have a zero balance at the end of every month why is my credit rating going down in the past two months it went from 6:11 to 5:54
Mrs sherry I need your contact info please
Hi Shelly Newsom won maybe he will rewards his supporters ui extension. I voted for Elder the conservative I guess California is truly blue state regardless of our economy and inflation raising let’s see how much Newsom truly care for the people.
Can you do a video about collection that are labeled as paid but is still on the credit report?
Is it a good idea if I’m having problems with credit to add me to my ex-wife’s credit if she has good credit is that a good idea
If they won’t give me a credit card how the hell am I going to get a credit unsecured credit card
Right on, I always do prequal first. I used prequal with nfc and it only showed the secured card. I was baffled and laughed knowing my report and history i went ahead and applied for the nrewards card and was approved. I upgraded to the flagship card and i had only been with them a week.
Sherry, your information is invaluable. Thank you for your generosity in my time of need. I’m working on my account and will keep you posted on my changes. One thing I have a late payments on my car and I listened to your video and to be correct, you mentioned to get my car note current, wait 90 days and then follow the steps in the video otherwise if I do the steps first it will not work. Thanks again, you are a blessing to many!!!
Hi Sherry thank you fir your videos! My lowest score is 683, highest is 702 but my utilization is 58% on a CLOSED credit card . I’m still making the monthly payments to get balance down, it’s going to take about $3000 to bring it under 29.%. I feel if I pay that to get my score up it’s money down the drain do you suggest I put that money on a secured card even though my score is right at the borderline of 700 what are your suggestions?
What about closed cc with high balance and in good standing? Keep.paying it down but FICO keeps reporting high balance. Paying before the statement date really works.
Why when I log into my Experian account do I see a number that’s 50 pts higher than what the property managers are seeing when they pull my credit?
You’re a blessing from God. I’ve been researching a lot of info on Credit and you are by far the best at this!!! Thanks so much for all the info.
Where the wenbair link
I’m stress it’s too much
it’s the freckles for me ..n ur so damn beautiful Sherry I’m listening to it all
What’s your website please
Oh btw there is this guy name ‘Dr. Denied’, that’s going around saying he is about to expose us credit experts for cheating the system lol. He called out your name, Me, Credit Plug, Credit Queen, Credit Crusader, Brandon weaver, Nigel Schroder, U2 Credit Counseling, lol. I was laughing
I am ready to purchase a home, however I signed a lease and want to know how can I get out of the lease without it hitting my credit
Hi Sherryyyy! Love seeing you sis! Thank you thank you thank you! I’ll definitely let you know when I get to where I’m going! Huge success! HUGE! I followed ALL your advice and you never failed me! 🥰 ❤ Your delivery is AWESOME 👌🏽 (and you’re so adorable like a little huggable bunny 🐰lol).
Are you familiar with Care Credit? If so, what are your thoughts on this creditor to build credit?
Thank you so much for the information and guide. I really needed this!! Many more blessings!
Im almost certain the reporting dates are on Credit Karma
Thank You Im gearing up to purchase a new vehicle❤
Another Grate video!!
Hi Sherry, how do I remove broken lease’s off of my credit report and how do I remove the same information from rental reporting agency? Thanks
I need ssn
Does it matter what limit you have on the cc?
Girl you are dropping the realness I’m doing this but waiting for old inquiries to drop off next month and December
Thank you, Sherry! I sure wish I could have met you before you stopped taking clients.
My utilization was below 30% and you posted a video about getting a soft pull but they did a hard inquiry and my score dropped from 750 to 727.
I increased my available credit by over 100,000 with only three new cards, within 90 days, the majority came from present creditors! Thank you for your information!
My Parents believed that you max out your card and pay your payments on time every month. THEY we WRONG. may have worked in the 70’s, but not anymore.
7% utilization or less, is the way to go!
Sherry, you are one of the top experts that I listen to. YOU are a TREASURE!! THANK YOU!!
Many more blessings to all of us 📊🙏🏾💳
Hello Sherry, When Will You Start Back Taking New Clients. Very Good Information. Thank You
Love this video
How good is seedfi , do you have any information on this
Hi, should I consider transferring my credit cards to one low credit card, my utilization I am working on it
Thank You Ms. Sherry for sharing!
Hello! When I paid my car off it dropped my credit go down 54 points, I thought it suppose to go up.
i purchased the package
Phenomenal as always❤️❤️❤️thx for the video
Thank you for your videos they are very helpful! I have a question, as far as that utilization rate is that to tal against the person or is that per card? In other words if I have five cards all of them have $100 limits one has $70 sitting in credit all the other ones are empty I would be under that 30% correct? Or is it per card? Thank you
Hello thanks for knowledge. Where can I see your free deletion letter? Thanks in advance
beaty eyes and excellent advice
All my of my cards are current. I’ve added a total of $1400 of UNSECURED credit from Sephora & Bergdorf Goodman. Hopefully that’ll help me. I’m fighting the 2 bad items on my report. If those fall off I’ll be GREAT!!!!
Thank you much. Great tips
The Champ in the building!!! Lol naw kidding. Listen too what she says about credit.
I just got a line of credit and a credit card…would it be wise for me to use the line of credit or just let it sit?
No offense but your videos are repetitive. Every video has this same information. Can you create some different topics about credit? In all due respect.
What’s your website address?
What about adding a authorized user if buying a home will that help
Sherry can you please call me
on my report it tells me I have late. payments, when I look I see no late payments , except for my truck payment in 2018, I just want to make sure late payments are not late until 31 days late …correct
also on my inquiries, I have 3 that should have been removed in Aug, only reported in Equifax, that would reduce me down to 3 inquiries, in that bureau. is this requiring the letter you have talked about …
My utilization is at 7% I dont see an increase in my score.
Thanks Ms sherry
Ps. Do you recommend someone to help fix someone credit or do u have company etc…
Thank u you are the best and we appreciate u in a time like this pandemic etc. take time to present this info to us…
Thank you for sharing.
Be well and be safe..
Sherry, you should do a video on the low income social security folks, to help them with staying in there home and keeping their credit good for the rest of their lives.
I’m trying, but being on social security it’s not easy. I had to fix the house I live in to stay out of the nursing home. I can get another bank loan to pay off the cards but I have great payment history. Not much I can do. Sherry us disabled senior people can’t do much about this. I only have 3 cards. Should I get the extra loan or just stay like I am.
The bank loan does have a small interest rate.
My score went down after I paid my card in full
I new but are you serious???
Hi, always great content
Hey Queen Sherry
My score came up a lot because of your advice thank you Sherry